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(EMAILWIRE.COM, July 09, 2010 ) San Diego, CA. Want to have your resume stand out and attract attention? Want to increase your odds for that promotion by as much as 80 to 90 percent? Demonstrating a passion to take on and complete certification programs to enhance your skill in the area of financial literacy adds value and helps potential employers feel secure in your ability to do your job.
The San Diego based, nonprofit Institute of Consumer Financial Education (ICFE) says employers are looking for employees with leading edge thinking, who enhance their qualifications and who show they can can get the job done. Today, employers are looking for more, because of the rising costs of employee absenteeism and the impact that stress related to personal finance issues is having on US companies. Now, more and more employers are also looking for people who are grounded in their finances.
Potential employees with good financial literacy skills are less likely to get themselves in situations where they waste valuable work time dealing with money stress.
The ICFEÂ’s five certification programs covering such areas as identity theft risk management and credit report reviewing, as two examples and certificate of completion courses from community colleges, are the types of educational programs which enhance an employeeÂ’s value to his or her employer. A note of caution, however, many jobs today, whether medical, the teaching profession or the financial services industry, for instance, require individuals to be licensed in most states. Certain licenses and professions such as a CFP, or CPA, or an MD, as examples, also require continuing education units (CEUs) to maintain a license or credential. It is vital the certification programs you select are also those recognized by other professional organizations and or state licensing authorities.
Take an individual making application for a Human Resource (HR) department position, who also holds a certification in credit report reviewing or as an identity theft risk management specialist, as examples, will instantly be recognized as the more qualified candidate, because credit and privacy issues are confronted daily by employees, who often turn to the HR department for assistance and guidance.
For the unemployed, niche certifications could give one applicant a significant edge over the competition and increase their value to any potential employer. Individuals positioning themselves for a promotion or an increase in present wages would be very wise to look at all the special courses and certifications available in that particular field, and determine if holding any new certifications and additional CEUs would improve the chances of the promotion and increase in remuneration.
High unemployment means more competition for jobs that do become available; so the same would hold true for those making application for work in a particular field. They should look into how a niche courses or certificates would expand their qualifications and experience and lead to a firm offer of employment.
Topics of these programs are virtually unlimited. Many courses can be taken on-line in the convenience of oneÂ’s home. Some courses come with college credits, while others are recognized by a variety of professional organizations and state regulatory agencies as being accepted for fulfilling a CEU requirement.
The nonprofit Institute of Consumer Financial Education (ICFE) based in San Diego is one of the premier organizations making “Certifications” available to all financial and insurances services professionals, credit and debt counselors, HUD and housing counselors, military readiness counselors, senior advisors and consumer advocates.
The ICFEÂ’s lists of courses and the number of CEs they are accepted for are:
Certified Credit Report Reviewer – (also online) 15 CEs
Certified Identity Theft Risk Management Specialist 20 CEs
Certified Home Equity Conversion Mortgage Specialist 15 CEs
Certified URSLA™ Reviewer & Educator (Retirement financial literacy specialist) 15 CEs
Medical Billing Advocacy Home Study Course 15 CEs
The Money Instruction Book Personal Finance Instructor Certification 12CEs
For ICFE enrollment information and quantity discounts, please visit www.icfe.info or contact: Paul Richard (619-239-1401)
President - Executive Director
Institute of Consumer Financial Education (ICFE)
Institute of Consumer Financial Educatio
Paul Richard
619-239-1401
icfe@cox.net 
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